7 of the Most Successful Student Businesses Started at University

Many students try their hand at entrepreneurship at university – even if it’s just selling a few homemade candles. But you might be surprised to learn how many hugely successful businesses were started in a university dorm room.

From Facebook to FedEx, university is where some of the creators of the world’s top companies met and started the businesses that would make them multi-millionaires (or even billionaires).

This is by no means an extensive list, with other hugely profitable firms such as Dell, Dropbox, Yahoo and Microsoft also making a sizable dent in the business world. 

1. Google

Google

Google

The world’s most famous search engine, Google, was started in 1996 by two PhD students at Stanford University: Larry Page and Sergey Brin. The two met when Page was considering Stanford for graduate school and Brin was assigned to show him around.

Together, from their dorm rooms, they developed the well-known search engine, giving it the far less catchy name BackRub, due to the site’s ability to check backlinks to estimate the importance of a website.

Its new name, Google, was a twist on the word ‘googol’ which is a very large number (10 to the power 100). The invention became known to Silicon Valley investors, who liked the idea wrote the two students a cheque for $100,000 to start the business.

The company’s first office was in a garage in California and had a ping pong table and a bright blue carpet – a tradition that has stayed with Google to this day.

Google is now worth more than US$280 billion.

2. Facebook

Facebook

Facebook

Facebook was started in 2004, in a dorm room at Harvard University, when a group of friends wanted to connect Harvard students through an online community. 

One of these friends, Mark Zuckerberg (Facebook’s CEO) created an online ‘hot or not’ game, Facemash, which allowed students to compare photos of their peers and select who they deemed ‘hotter’.

This was quickly shut down by Harvard Administration when it was revealed that Zuckerberg had hacked into the university’s security network to steal the ID images.

Facebook as we know it today was launched as TheFacebook in 2004, based on the printed face books handed to students to help them identify other students.

To start with, membership was limited to students at Harvard University, but was soon expanded to other Ivy League colleges and then all universities in the US and Canada.

3. Time Magazine

Time magazine

Time magazine

The American weekly news magazine was first published in New York City in 1923, by Briton Hadden and Henry Luce, who had worked together as the managing editor and chairman of the Yale Daily News. 

Time Magazine was the first weekly news magazine in the US and has now become one of the largest circulated weekly news magazines in the world, with a readership of 26 million. 

4. Snapchat

snapchat

snapchat

The popular picture messaging app, Snapchat, was started in 2011 by Stanford University students Evan Spiegel, Reggie Brown and Bobby Murphy. Spiegel originally presented it as part of a product for his product design class.

They claimed that the app provided a unique opportunity to share awkward and funny pictures with friends that could then quickly be deleted, removing the need to de-tag embarrassing videos and photos before a job interview, like you’d have to with apps like Facebook.

In 2012, Spiegel described the company’s mission in his blog post: “Snapchat isn’t about capturing the traditional Kodak moment. It’s about communicating with the full range of human emotion — not just what appears to be pretty or perfect.”

From March 2020, Snapchat had 229 million daily active users and more than four billion Snaps are sent each day.

5. Reddit

Reddit

Reddit

The popular news, social networking and discussion website was started by two University of Virginia students, Steve Huffman and Alexis Ohanian who wanted to create a sandwich ordering app.

When they pitched the idea to Y Combinator’s Paul Graham, Graham suggested they tried to create the ‘front page of the internet’.

So, Reddit was born. The aim was to create an online bulletin board, which they did successfully using a series of web links and text submitted by users, with ‘interesting’ and ‘uninteresting’ buttons for users to click on.

After 16 months, they sold the site to Condé Nast and the two friends became multi-millionaires by the age of 23. Reddit is now the 5th most visited site in the US, with over 430 million active monthly visitors.

6. FedEx

Fedex

Fedex

FedEx was founded in 1971 by 28-year-old Yale University student, Frederick W. Smith. The idea for the overnight shipping service was originally outlined in Smith’s economics class.

He believed that a company specializing in airfreight, rather than making it an add on to passenger service would make an excellent business model – and he was right. FedEx Express is now the world’s largest express shipping company.

To fund the company, Smith used his US$4 million inheritance from his father with $91 million in venture capital. The company lost lots of money to start with, losing $29 million in its first 26 months – but Smith persevered. By 1977, the company’s profits were a much better $8 million and had over 31,000 customers.

7. WordPress

Wordpress

Wordpress

WordPress was started in 2003 at the University of Houston. A popular blogging software, b2/cafelog, was discontinued and two of its users, students Matt Mullenweg and Mike Little, decided to build a new platform using the original software as its basis. 

The company has evolved over time and is supported by developers, designers, scientists and bloggers around the world.

By June 2019, WordPress was used by over 60 percent of all websites online.

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How to Increase Your Credit Score as a Student

Credit scores are (annoyingly) not often something you’re taught in school or university (unless you study accounting and finance, of course) but they’re vitally important and can have a huge impact on your future.

Having a good credit score is important if you ever want to apply for a mortgage, a credit card, or a loan. It might also affect your car insurance, bank account and mobile phone bill.

So, basically, it’s pretty important.

If you’re unsure how to improve your credit score (or what a credit score even is) you’re definitely not alone. 

In this article, we’ll be explaining the ins and outs of credit scores: what they are, how to check them and what should you be doing to boost yours. 

So, what exactly is a credit rating?

Imagine you want to take out a credit card. To apply, you go online to your bank’s website and fill out a few details about yourself and your finances.

Your bank will then check your credit report: a record of your reliability in the past of managing and repaying debt, including loans, credit cards and bills. Your credit report is a detailed record of your credit history, and includes detailed personal information, information about credit accounts and public records.

This report will be used to calculate your overall credit score, along with any additional information you supply. It will show potential lenders how reliable you are with repayments.

The higher the credit score, the lower risk you are to a potential lender, so banks are more likely to offer you loans. 

In other words, if you have a low credit score, you won’t get that credit card, because a low credit score = a high financial risk. 

Why should I care?

Finding his credit score

Here are some of the things a poor credit score can impact:

  • Renting a house/flat: The landlord may run a credit check on you to make sure you can afford to pay the rent. If you have a low credit score, they may assume you’re a high-risk individual and will be put off renting a property to you.
  • Getting a job: Employers may run a credit check before employing you to ensure that you are fit to take on the role.
  • Rejection of loans: A poor credit rating might make it harder to get mortgages, personal loans, car loans, credit cards and even some federal student loans.
  • Mobile phone contracts: Many providers run credit checks before taking on a new phone customer to ensure that you’ll be able to pay on time.
  • Your insurance premiums: A poor credit rating might mean that insurance customers will charge you a higher premium as you will be perceived as higher risk.

When you apply for any of these, the potential lender will usually check your credit score, and if you have a low credit score, you most likely won’t be offered the loan. 

Okay, but how can I check my credit score?

Checking your credit core is relatively easy. You can use credit reference agencies such as Experian, TransUnion and Equifax, which will all have a record of your credit rating.

Checking your score will help you know where you stand when applying for credit. As you improve your score, you will have access to better financial deals, such as lower insurance premiums.

How can I improve my credit score as a student?

Checking credit score

There are plenty of ways to easily boost your credit score. Your future self with thank you for it. 

What to do

  1. Make sure you’re on the electoral register: This will easily allow lenders to verify who you are, which will boost your chances of being accepted for credit.
  2. Use your credit card cautiously and often: Using your credit card often and repaying it on time and in full will show lenders that you’re reliable and can be trusted with money.
  3. Get a phone contract: Again, this will show lenders that you can reliably pay on time.
  4. Pay your bills on time: If you can pay your other bills on time, lenders are more likely to trust you to pay back a loan, as you look financially stable and responsible.

What not to do

  1. Keep applying for credit cards after a rejection: If you’ve been turned down for a credit card, the worst thing you can do is keep applying. It’ll look to lenders like you’re desperate for quick cash and might further worsen your credit rating.
  2. Have multiple overdrafts: Multiple overdrafts are a massive red flag for lenders as It suggests that you can’t manage your spending responsibly.
  3. Have loads of unused credit accounts open: If you have too much credit available, lenders think you won’t be able to cope with any more.
  4. Use up all your available credit: Alternatively, try not to use up too much of the credit available to you, as this may also prevent your score from increasing.

In case you were wondering, your government student loan will not affect your credit score. It won’t even appear on your credit report – so don’t worry.

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Why The Demand For Engineering Graduates Is On The Rise

Sponsored by Macquarie University

With a STEM (science, technology, engineering, and math) skill shortage in various parts of the world, the need for more engineering graduates is on the rise to fill these gaps.

In recent years, Australia’s demand for engineers has started to outstrip supply, especially in the mining, civil infrastructure and manufacturing industries. While in the US, the U.S. Bureau of Labor Statistics predicts that 140,000 new engineering jobs will be created by 2026 in the US alone, meaning prospective engineering graduates there will also be in high demand.

So, what does this mean for engineering students and graduates?

Given this growing skills gap, it’s important that aspiring engineers are able to harness their well-rounded and sophisticated skillsets – something which prospective employers will always be on the lookout for – and a bachelor’s degree in engineering can be a great starting point to help you do this.

Being a good leader and taking initiative is essential

Good leadership skills are highly sought after in an any engineering workplace. As an engineer, you need to have the ability to assess risk and take initiative – something which employers will always be on the look-out for.

Engineers also need to be able to deliver projects on time – even in the face of constraints and obstacles. If you are deadline driven and excel under pressure, you’ll go far.

Being able to communicate effectively is key

Another skill that will serve you well in engineering – and honestly in any career path – is communication. Whether you’re working on a construction site or in the office, effective communication is essential to ensure good health and safety procedures, that products are assembled correctly, and that everyone working on the project is on the same page too.

Engineers usually have a more technical and complex understanding of things, but not everyone they work with will have the same technical experience which makes it even more important for them to be able to communicate effectively.

For example, if you decide to work as a mechanical engineer and design a new machine or product, you should have the ability to describe your invention not only to fellow engineers but also to the company who may want to buy your invention and market it to their customers.

There are also other numerous other interpersonal skills that will serve you well in this role…

You should be creative and collaborative

Technical skills are needed to find and fix issues in engineering, but the creativity to find new ways to solve problems is just as valuable.

Thinking up a new and effective way of doing something is what will get you noticed (and that recognition we all crave).

You should also be collaborative. There may be an “I” in engineer, but there’s no “I” in team and engineering definitely takes a collaborative team effort. You should be able to not only work well alone, but also with others.

Beyond soft skills, there are a number of hard skills you’ll need to be an outstanding engineer. (Don’t worry if you aren’t great at all of the below, a willingness to learn and develop the skills below will take you far – not just in university – but beyond).

Excellent project and process management is vital

Project and process management can help you in various aspects of an engineering role, but one of the major ways it can help you is to improve efficiency.

With good project management skills, you’ll be able to visualize and oversee a project from start to finish and manage all steps. A mechanical engineer designing a new product will also need great project management skills so they can lay out the product creation and execute it in a timely manner to meet the deadline.

Structural analysis and programming skills will never go amiss

Whether you’re a computer engineer who needs to program software or a structural engineer who needs to determine the loads on physical structures and their components so that they can build safe structures, you’ll need these hard skills to excel in your particular field of engineering.

Depending on what field of engineering you go into, these specific hard skills will vary.

Being good at math – specifically statistics is important

No matter if you want to be a chemical, mechanical, or other type of engineer, you will need to know statistics – and be pretty good at it too!

Statistic is vital to engineering. In every role and every step of the process, engineers need to know statistics in one form or another from rudimentary statistics to quantum mechanics. If you aced the math section of the quiz bowl, you may have found your calling!

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Office for Students Bans ‘Conditional Unconditional’ University Offers in UK

The Office for Students (OfS) has temporarily banned ‘conditional unconditional’ offers in English universities, due to concerns that the offer pressures students into accepting places at universities. 

Any universities making these offers could receive a fine of up to £500,000 per breach.

Conditional unconditional offers give students a place at the university, which is not dependent on their grades, with the caveat that students must put the university as their firm choice.

The ban on conditional unconditional offers will be in place until September 2021, so will cover admissions offers for the next two academic years.

High numbers of conditional unconditional offers

Approximately 30,000 conditional unconditional offers are thought to have been made to students this year in March, before the ban was announced. Students shouldn’t worry, however, as these offers will still stand.

Nicola Dandridge, Chief Executive of the OfS said: “Students can also be reassured that they should not expect to have any offers that they have already received withdrawn”.

She added: “Where there are good reasons for [students] to receive an unconditional or contextual offer in the future, there is no reason that this cannot go ahead.”

There has been a sharp rise in conditional unconditional offers in recent years. UCAS reported in December 2019 that over a quarter of 18-year-old applicants in the UK have received a conditional unconditional offer, despite fewer students accepting the offer.

Undue pressure on students

These offers are often given to students with the intent of discouraging students from attending other universities. 

The aim of this new regulation is to prevent the use of unconditional offers that may have negative consequences for students. The OfS said they put unnecessary pressure on students to accept offers they otherwise wouldn’t have done.

Nicola Dandridge, Chief Executive of the OfS said: “We have previously highlighted that unconditional offers which are conditional on students accepting a university or college as their first choice put pressure on students and distort their decision making.

“Widespread use of unconditional offers also risks destabilising the system.”

She adds: “This condition is designed to avoid instability during the current uncertainty, and to protect students and the higher education sector in these extraordinary circumstances”.

Impact on poorer students 

The new condition stops universities making contextual offers. These contextual offers are for students who may from underrepresented groups or lower income backgrounds, who might be offered lower entry requirements than other students. 

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International Students Told to Leave US If Classes Go Fully Online

US student visas for international students will be withdrawn this year if universities decide to switch to online learning, the US Customs and Border Protection announced in a statement on Monday night. 

The US Immigration and Custom Enforcement (ICE) said: “Non-immigrant F-1 and M-1 students attending schools operating entirely online may not take a full online course load and remain in the United States”. 

The vice president of the American Council on Education, Brad Farnsworth, expressed surprise at this announcement. He said to CNN: “What we were hoping to see was more appreciation for all the different possible nuances that campuses will be exploring.

“We think this is going to create more confusion and more uncertainty,” added Farnsworth.

What has US Immigration said?

The US ICE has said that international students who have already enrolled in a US university which has now moved classes entirely online, must either leave the country or transfer to a differing school that offers “in-person instruction”. 

In the statement, it said that the US “will not issue visas to students enrolled in schools and/or programs that are fully online for the fall semester nor will US Customs and Border Protection permit these students to enter the United States”.

If students don’t follow these rules, they may face a range of consequences including, but not limited to, “the initiation of removal proceedings”, whereby an Immigration Judge will decide whether or not to order the student to be removed from the US.

Who will be impacted by this?

This will affect all international students who starting university in the US this year whose lectures are now entirely online and any student who is already enrolled in a university course, which will be online only.

There will be an exception for universities using a hybrid model, offering a mix of online and in-person classes. International students at a US university offering this mix “may take a maximum of one class or three credit hours online”, according to the new rules.

It is not yet clear how many students will be affected.

Harvard University’s switch to online learning

Harvard University announced in a statement this morning that all of their classes will online for the Fall term, even for students living on campus, to avoid the risk of spreading COVID-19. The university will still be charging full tuition fees – currently at US$51,900.

“Assuming that we maintain 40% density in the spring semester, we would again bring back one class, and our priority at this time is to bring seniors to campus,” the statement reads. 

“We also will invite back to campus those students who may not be able to learn successfully in their current home learning environment.”

In response to the new visa restrictions, the president of Harvard University, Lawrence Bacow, remarked that the school was “deeply concerned”.

He said: “The guidance issued by US Immigration and Customs Enforcement imposes a blunt, one-size-fits-all approach to a complex problem giving international students, particularly those in online programs, few options beyond leaving the country or transferring schools.”

Discounted fees for online learning at Princeton University

Princeton University will also be moving most of their teaching online, a statement revealed yesterday. However, to compensate students whose lectures have been moved online, there will be a 10 percent reduction in fees.

Princeton University’s president, Christopher Eisgruber, said: “Because we anticipate that most undergraduates will have the opportunity to study on campus only for one semester or less, we will discount the University’s full-year undergraduate tuition by ten percent for this academic year. 

“This discount will apply to all undergraduates, regardless of when or whether they are on campus.  We will also apply other discounts to the undergraduate fee package, including the pro‑ration of room and board charges for shortened semesters and the elimination of some fees.”

MIT and Harvard to sue Trump Administration over visa regulations

Harvard University

In a further statement, released on July 8th, Harvard’s president announced that, along with MIT, the school has filed pleadings in the US District Court in Boston seeking a temporary restraining order to prevent enforcement of this new order. 

This was done so that international students across the country “can continue their studies without the threat of deportation,” said Bacow.

Bacow stated that the new government order came “without notice” and that “its cruelty was surpassed only by its recklessness”. 

He said the government’s aim in devising these new rules was to place pressure on universities to fully re-open, which he believes would place students and staff at risk. 

“If an institution pursues in-person or hybrid instruction this fall and a serious outbreak of COVID-19 occurs, the institution would face strong pressure not to switch to online instruction, as Harvard and others necessarily did this past March, because to do so would immediately place its international students in jeopardy,” he explained.

He added: “We owe it to [international students] to stand up and fight – and we will. 

Creative solutions

Several universities, including Mizzou, The University of Southern California, Virginia Tech and Brigham Young University (BYU) and Utah Valley University, are coming up with creative ways to stop international students being deported under the new rules.

These schools are holding hybrid or ‘in-person’ modules which will enable international students to stay in the US under the new conditions.

Lecturers at BYU are offering hybrid courses for international students, to protect them against deportation.

The University of Southern California will be offering an in-person course for international students at no additional cost.

**

This article will be updated regularly to stay updated with incoming news.

Will you be impacted by the new visa regulations? Let us know in the comments below.

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4 of the Best Reasons to Get an MBA in Sydney

Sponsored by The University of Sydney Business School

Located on the south-east coast of Australia, Sydney is one of the country’s most popular study destinations for students looking to pursue their graduate studies – and it’s not hard to see why.

The multicultural economic powerhouse offers an education and lifestyle experience that’s enough to rival other international business hubs in the Asia-Pacific region, such as Hong Kong and Singapore.

So whether you’re looking to study an MBA to help accelerate your career, switch career paths altogether, enhance your business and management skillset, or simply pursue a passion, here are four of the best reasons why you might want to consider studying your MBA in Sydney.

Renowned reputation for academic excellence

Australia’s world-leading universities and business schools, such as the University of Sydney Business School, attract thousands of international students every year who want to be rewarded and graduate with a high-quality, internationally recognized qualification such as the MBA.

The University of Sydney Business School is the only business school in Australia to hold the coveted Triple Crown accreditation and CEMS membership while its Part-Time MBA, Global Executive MBA and Master of Management are all ranked number one in Australia by various sources.

Its Full-Time MBA offers a varied, holistic and practical curriculum giving students a full 360-degree experience when it comes to understanding both the theory and practice of business and management.

Earn while you learn

With the MBA comes the chance to gain valuable industry insights with internships at top Australian firms and companies. At the University of Sydney Business School for example, MBA students who undertake an internship during the study break in the second half of the program will be able to work on meaningful and unique projects across a range of sectors – most notably startups, technology enterprises, non-profits and social enterprises. 

On top of this there are plenty of fun and exciting part-time job opportunities all over Sydney – be it as a barista, retail assistant, promoter or lifeguard. The Australian Student Visa allows international students to work up to 20 hours per week during the semester. Just remember you’ll need to apply for a Tax File Number online which is vital if you want to actually get paid.

Promising graduate employability prospects

In the latest QS Graduate Employability Ranking, the University of Sydney ranked fourth in the world and first in Australia – establishing its reputation for helping graduates succeed and get them where they want to be.

With a thriving economy, high salary prospects and low unemployment rates, many international graduates find themselves applying for the ‘Temporary Graduate Visa’ which allows them stay and work in Australia for 12 months after graduating.

Some of the fastest growing industries in the country are the science and technology, construction, healthcare, and education. According to The Australian Top 100 Graduate Employers, some of the best graduate employers include:

  • Google Australia
  • Apple
  • Deloitte
  • PwC
  • CSIRO

Sydney is a great place to live and study

Being a top 10 student city means it’s not all hard work and no play in Sydney. Famous for its sun, sea, and sand (hello 236 sunny days a year), plus a fast-paced but laidback lifestyle and abundance of stunning natural beauty and wildlife, you really do need to ask yourself why you wouldn’t want to study in Sydney.

Architectural icons like the Sydney Opera House and Harbour Bridge make the city a fun and exciting place to explore – not to mention its many bars, clubs, coffee shops, and restaurants that attract friendly locals and offer warm welcomes to students and tourists alike.

Being well-connected with other cities in New South Wales and the rest of Australia – be it by car, train or plane – means you can also travel to your heart’s desire at weekends and during the semester breaks.

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Universitas Ciputra Surabaya

Universitas Ciputra Surabaya has a master of management program that was established in 2011. This program provides an opportunity for the students to choose two areas of concentrations, namely Family Managed Business and Corporate Entrepreneurship (Intrapreneurship). Family Managed Business is specifically for entrepreneurs who want or have to continue their family businesses or who have just started their businesses. Whilst Corporate Entrepreneurship (Intrapreneurship) is for professional employees who work in corporations.

Universitas Ciputra Surabaya
CitraLand CBD Boulevard
Surabaya 60219 Jawa Timur

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Universitas Ciputra Surabaya

UniversitasCiputra Surabaya has 13 undergraduate programs and now has 4200 students.

The curriculum design for each program is packed with Entrepreneurial Spirit which makes it a unique teaching and learning system and is able to improve student’s soft skills and abilities at the same time.

By using “Problem and Project Based Learning (PBL)” learning system, student is sharpened his or her Entrepreneurship skills through the projects based on real problems. This system makes students think creatively and train them to create new creations.

Universitas Ciputra Surabaya has a teaching team who is competent in the fields and has Entrepreneurial souls; in addition, some of the lecturers are entrepreneurs. The combination of these two competencies will enable students to gain the academic knowledge of Entrepreneurial spirit that can be directly practiced in the real life.

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CitraLand CBD Boulevard
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